• Current Mortgage Rates

  • Good Faith Estimates

    Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress […]

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    Purchase Agreements

    Whether it consists of several pages of big type or a few pages of fine print, a real estate purchase agreement is a serious, legally binding document. In most areas, there are “boiler plate” forms that spell out what each party agrees to do by certain dates and what happens if either side breaks the […]

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    Do You Need Mortgage Protection?

    If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases. If you read the large print, […]

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    Real Property and Personal Property

    When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner’s personal property. What happens when personal property has become a part of the real estate? Is it actually a “fixture” which […]

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    Buyers Remorse

    If you are like most buyers who sign a purchase agreement on a new home, you will almost certainly feel a wave of overwhelming anxiety. You may begin to question your judgement — did I pay too much? Is it the right home? Can I really afford the mortgage payments? How can I get out […]

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    Dream Versus Reality

    When you decide to buy a home, you may feel resistance to fulfilling the many practical requirements that are necessary to turn your dream into a reality. An important part of a professional real estate agent’s job is to help you overcome such resistance. You will need to handle a multitude of details when purchasing […]

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    Do Not Over Improve

    You have received some extra money! You want to remodel! If you are planning a major renovation, take a few sensible precautions before having plans drawn up and signing on the contractor’s dotted line. Any time you do any significant remodeling, you run the risk of over-improving your home. Please call or send an email […]

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    Considering Major Improvements

    You have decided that it is time to sell your home. After taking an objective look around, you realize that you have a lot of work to do in order to prepare your home for the market. If it will take more than just cleaning to get your home for showing, it may be time […]

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